{"id":10231,"date":"2023-11-06T08:30:00","date_gmt":"2023-11-05T22:30:00","guid":{"rendered":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/?p=10231"},"modified":"2024-03-18T18:45:16","modified_gmt":"2024-03-18T08:45:16","slug":"bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1","status":"publish","type":"post","link":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/","title":{"rendered":"Bridging the digital divide by enhancing effective digital finance usage among the poor | Part 1"},"content":{"rendered":"\n

RAHUL CHATTERJEE<\/a> AND SHAWN HUNTER<\/a> |  <\/p>\n\n\n\n

Rubina, a grocery shop owner in rural Munshiganj in Bangladesh, owns a basic feature phone. Her use of the phone is limited to talking to her friends and relatives, sending and receiving text messages, and occasionally using bKash (a mobile financial service) to receive payments or pay suppliers. She cannot use bKash by herself and relies on her husband to use the service for her. She cannot afford a smartphone. However, she sometimes borrows her husband\u2019s smartphone (the only family member to have one) to watch YouTube videos. She does not know how to use social media and messaging apps. <\/p>\n\n\n\n

Hafid, a farmer who also runs a photocopy and mobile accessories shop, hails from a semi-urban area of Bandung, Indonesia. He has a smartphone, and he mostly uses it for accessing social media and doing online shopping. The \u2018super app\u2019 he uses works for both online shopping and digital payments.<\/p>\n\n\n\n

The examples of Rubina and Hafid illustrate how many low and middle-income (LMI) people are divided in terms of using digital platforms and services like WhatsApp\/Telegram-based messaging, social media, YouTube videos, digital payments, online shopping, etc. Hafid\u2019s experience is representative of being in a far more advanced stage of the \u2018digital journey\u2019 compared to Rubina. Their journeys differ in terms of their access to, and use of, smartphones to engage in the digital economy due to a range of barriers such as affordability, capability, and confidence.<\/p>\n\n\n\n

This digital divide is real and growing. Its impact is particularly evident in the realm of financial services where the role of digital technology has been increasingly promoted as a game changer for achieving greater financial inclusion. However, despite the high levels of investment and promotion towards the adoption and effective usage of digital financial services, bridging the digital divide remains a persistent challenge.<\/p>\n\n\n\n

Many factors lead to the digital divide\u2015<\/em>the status of infrastructure, cost and accessibility of smartphones, lack of education, lack of financial and digital literacy, poor User Interface\/User Experience (UI\/UX, regulatory challenges, and commercial driver\u2015<\/em>as very clearly articulated in this article<\/a>. But there is a behavioral angle to it as well. In multiple markets in the global south, we have seen that the LMI people still prefer personal interaction rather than digital mode<\/a>\u2015<\/em>there is still a lack of trust in technology and a lack of confidence to use technology (especially in the case of digital payments), and a lack of value proposition that digital financial services (DFS) offer, especially in cash-heavy economies. The same is true for using digital platforms to grow businesses. This results in poor digital skills and a broadened digital divide.<\/p>\n\n\n\n

It is important to remember that achieving financial inclusion isn\u2019t just about innovative technology, investments, or infrastructure. It\u2019s also about changing behaviors, building trust, and working with communities. As digital transformation continues to change the financial inclusion landscape, it brings with it several important questions\u2015<\/em>how is the digital divide impacting those at the bottom of the economic pyramid (BoEP) and how can effective support mechanisms drive technology adoption and effective usage? What can be considered as the best practices to drive DFS? Is there a single factor or combination of factors the cause hindering the adoption of DFS among poor non-users? And what roles do the diverse circumstances of individuals and their communities play in it?<\/p>\n\n\n\n

This is the focus of a major new research program being conducted by the <\/a>Griffith Asia Institute<\/a> in partnership with the <\/a>Asian Development Bank Institute (ADBI)<\/a> and MSC (<\/a>MicroSave Consulting<\/a>). Made possible through funding support from the Citi Foundation<\/a>, this program examines how the digital divide impacts the poor in developing countries and identifies practical support mechanisms that can drive technology adoption and effective usage. Through the use of surveys, diaries, and a randomised controlled trial (RCT), the findings will have significant implications for developing policies to promote financial inclusion. <\/p>\n\n\n\n

To understand the practical support mechanisms better, data is being collected from low-income individuals in Indonesia and Bangladesh about their usage and attitudes towards DFS. In particular, the RCT will examine the effect of various instruction and support mechanisms on the adoption of digital payments by owners of micro- and small enterprises. Based on these findings, solutions will be designed and tested with the aim of supporting individuals to develop their digital skills and build confidence in their ability to use DFS.<\/p>\n\n\n\n

This study will help policymakers and practitioners better understand the digital divide and what practical approaches can be used to ensure that, as new technology continues to develop and evolve, it can provide solutions that benefit all members of society, including the poor and vulnerable.  <\/p>\n\n\n\n

This blog is the first of a three-part series that will showcase the developments of this research project and highlight our findings along the way.<\/p>\n\n\n\n

More information about the project can be found on our website<\/a>.<\/p>\n\n\n\n

\n\n\n\n

AUTHORS<\/p>\n\n\n\n

Rahul Chatterjee<\/strong>, Senior Manager Data and Insights, MSC and Shawn Hunter<\/strong>, Industry Fellow (APEC) and Director, Inclusive Growth Programs<\/a>, Griffith Asia Institute.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

RAHUL CHATTERJEE AND SHAWN HUNTER |  Rubina, a grocery shop owner in rural Munshiganj in Bangladesh, owns a basic feature phone. Her use of the phone is limited to talking to her friends and relatives, sending and receiving text messages, and occasionally using bKash (a mobile financial service) to receive payments or pay suppliers. SheContinue reading “Bridging the digital divide by enhancing effective digital finance usage among the poor | Part 1”<\/span><\/a><\/p>\n","protected":false},"author":14,"featured_media":10234,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"footnotes":""},"categories":[1170,2065,246,247,1973,1729,1055],"tags":[1964,785,1963,1725,344,1967,1966,1961,1962,1653],"class_list":["post-10231","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-commentary","category-inclusive-growth-and-rural-development","category-india-and-south-asia","category-indonesia-and-southeast-asia","category-sdg-1-no-poverty","category-sdg10","category-economies-and-development","tag-asian-development-bank-institute","tag-bangladesh","tag-digital-divide","tag-digital-inclusion","tag-indonesia","tag-microsave-consulting","tag-msc","tag-rahul-chatterjee","tag-research-program","tag-shawn-hunter"],"acf":[],"modified_by":"Jill Moriarty","yoast_head":"\nBridging the digital divide by enhancing effective digital finance usage among the poor | Part 1 | Griffith Asia Insights<\/title>\n<meta name=\"description\" content=\"RAHUL CHATTERJEE AND SHAWN HUNTER |  Rubina, a grocery shop owner in rural Munshiganj in Bangladesh, owns a basic feature phone. Her use of the phone A new research program by the Griffith Asia Institute, in partnership with the Asian Development Bank Institute and MSC, aims to understand and address the impact of the digital divide on the poor in developing countries in Asia Pacific.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bridging the digital divide by enhancing effective digital finance usage among the poor | Part 1 | Griffith Asia Insights\" \/>\n<meta property=\"og:description\" content=\"RAHUL CHATTERJEE AND SHAWN HUNTER |  Rubina, a grocery shop owner in rural Munshiganj in Bangladesh, owns a basic feature phone. Her use of the phone A new research program by the Griffith Asia Institute, in partnership with the Asian Development Bank Institute and MSC, aims to understand and address the impact of the digital divide on the poor in developing countries in Asia Pacific.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/\" \/>\n<meta property=\"og:site_name\" content=\"Griffith Asia Insights\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/griffithasiainstitute\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-11-05T22:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-03-18T08:45:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/wp-content\/uploads\/sites\/2\/2023\/11\/Digital-inclusion-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"900\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Griffith Asia Institute\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@GAIGriffith\" \/>\n<meta name=\"twitter:site\" content=\"@GAIGriffith\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Griffith Asia Institute\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/\"},\"author\":{\"name\":\"Griffith Asia Institute\",\"@id\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#\/schema\/person\/8121b8aa336749474cbaca380c03029a\"},\"headline\":\"Bridging the digital divide by enhancing effective digital finance usage among the poor | Part 1\",\"datePublished\":\"2023-11-05T22:30:00+00:00\",\"dateModified\":\"2024-03-18T08:45:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/\"},\"wordCount\":858,\"publisher\":{\"@id\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#organization\"},\"keywords\":[\"Asian Development Bank Institute\",\"Bangladesh\",\"Digital divide\",\"Digital inclusion\",\"Indonesia\",\"Microsave Consulting\",\"MSC\",\"Rahul Chatterjee\",\"Research program\",\"Shawn Hunter\"],\"articleSection\":[\"Commentary\",\"Inclusive growth and rural development\",\"Region | India and South Asia\",\"Region | Indonesia and Southeast Asia\",\"SDG 1 No poverty\",\"SDG 10 Reduced inequalities\",\"Topic-Economies and development\"],\"inLanguage\":\"en-AU\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/\",\"url\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/\",\"name\":\"Bridging the digital divide by enhancing effective digital finance usage among the poor | Part 1 | Griffith Asia Insights\",\"isPartOf\":{\"@id\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#website\"},\"datePublished\":\"2023-11-05T22:30:00+00:00\",\"dateModified\":\"2024-03-18T08:45:16+00:00\",\"description\":\"RAHUL CHATTERJEE AND SHAWN HUNTER |  Rubina, a grocery shop owner in rural Munshiganj in Bangladesh, owns a basic feature phone. Her use of the phone A new research program by the Griffith Asia Institute, in partnership with the Asian Development Bank Institute and MSC, aims to understand and address the impact of the digital divide on the poor in developing countries in Asia Pacific.\",\"breadcrumb\":{\"@id\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/#breadcrumb\"},\"inLanguage\":\"en-AU\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bridging the digital divide by enhancing effective digital finance usage among the poor | Part 1\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#website\",\"url\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/\",\"name\":\"Griffith Asia Insights\",\"description\":\"Asia Insights is published by the Griffith Asia Institute. It offers latest commentary on Asia-Pacific affairs and aims to inform and foster academic scholarship, public awareness and considered and responsive policy making.\",\"publisher\":{\"@id\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-AU\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#organization\",\"name\":\"Griffith Asia Institute\",\"url\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-AU\",\"@id\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i0.wp.com\/blogs.griffith.edu.au\/asiainsights\/wp-content\/uploads\/sites\/2\/2023\/10\/GU_Griffith-Asia-Institute_rgb_red_horizontal.png?fit=2930%2C308&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/blogs.griffith.edu.au\/asiainsights\/wp-content\/uploads\/sites\/2\/2023\/10\/GU_Griffith-Asia-Institute_rgb_red_horizontal.png?fit=2930%2C308&ssl=1\",\"width\":2930,\"height\":308,\"caption\":\"Griffith Asia Institute\"},\"image\":{\"@id\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/griffithasiainstitute\/\",\"https:\/\/twitter.com\/GAIGriffith\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#\/schema\/person\/8121b8aa336749474cbaca380c03029a\",\"name\":\"Griffith Asia Institute\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-AU\",\"@id\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/f133de65681da3b20ddbc1917f066f458d355d7dfa1f214b10ff4bd135d5ab6c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/f133de65681da3b20ddbc1917f066f458d355d7dfa1f214b10ff4bd135d5ab6c?s=96&d=mm&r=g\",\"caption\":\"Griffith Asia Institute\"},\"url\":\"https:\/\/testblogs.griffith.edu.au\/asiainsights\/author\/gaigriffith-edu-au\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bridging the digital divide by enhancing effective digital finance usage among the poor | Part 1 | Griffith Asia Insights","description":"RAHUL CHATTERJEE AND SHAWN HUNTER |  Rubina, a grocery shop owner in rural Munshiganj in Bangladesh, owns a basic feature phone. Her use of the phone A new research program by the Griffith Asia Institute, in partnership with the Asian Development Bank Institute and MSC, aims to understand and address the impact of the digital divide on the poor in developing countries in Asia Pacific.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/","og_locale":"en_US","og_type":"article","og_title":"Bridging the digital divide by enhancing effective digital finance usage among the poor | Part 1 | Griffith Asia Insights","og_description":"RAHUL CHATTERJEE AND SHAWN HUNTER |  Rubina, a grocery shop owner in rural Munshiganj in Bangladesh, owns a basic feature phone. Her use of the phone A new research program by the Griffith Asia Institute, in partnership with the Asian Development Bank Institute and MSC, aims to understand and address the impact of the digital divide on the poor in developing countries in Asia Pacific.","og_url":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/","og_site_name":"Griffith Asia Insights","article_publisher":"https:\/\/www.facebook.com\/griffithasiainstitute\/","article_published_time":"2023-11-05T22:30:00+00:00","article_modified_time":"2024-03-18T08:45:16+00:00","og_image":[{"width":900,"height":500,"url":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/wp-content\/uploads\/sites\/2\/2023\/11\/Digital-inclusion-2.jpg","type":"image\/jpeg"}],"author":"Griffith Asia Institute","twitter_card":"summary_large_image","twitter_creator":"@GAIGriffith","twitter_site":"@GAIGriffith","twitter_misc":{"Written by":"Griffith Asia Institute","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/#article","isPartOf":{"@id":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/"},"author":{"name":"Griffith Asia Institute","@id":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#\/schema\/person\/8121b8aa336749474cbaca380c03029a"},"headline":"Bridging the digital divide by enhancing effective digital finance usage among the poor | Part 1","datePublished":"2023-11-05T22:30:00+00:00","dateModified":"2024-03-18T08:45:16+00:00","mainEntityOfPage":{"@id":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/"},"wordCount":858,"publisher":{"@id":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#organization"},"keywords":["Asian Development Bank Institute","Bangladesh","Digital divide","Digital inclusion","Indonesia","Microsave Consulting","MSC","Rahul Chatterjee","Research program","Shawn Hunter"],"articleSection":["Commentary","Inclusive growth and rural development","Region | India and South Asia","Region | Indonesia and Southeast Asia","SDG 1 No poverty","SDG 10 Reduced inequalities","Topic-Economies and development"],"inLanguage":"en-AU"},{"@type":"WebPage","@id":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/","url":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/","name":"Bridging the digital divide by enhancing effective digital finance usage among the poor | Part 1 | Griffith Asia Insights","isPartOf":{"@id":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#website"},"datePublished":"2023-11-05T22:30:00+00:00","dateModified":"2024-03-18T08:45:16+00:00","description":"RAHUL CHATTERJEE AND SHAWN HUNTER |  Rubina, a grocery shop owner in rural Munshiganj in Bangladesh, owns a basic feature phone. Her use of the phone A new research program by the Griffith Asia Institute, in partnership with the Asian Development Bank Institute and MSC, aims to understand and address the impact of the digital divide on the poor in developing countries in Asia Pacific.","breadcrumb":{"@id":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/#breadcrumb"},"inLanguage":"en-AU","potentialAction":[{"@type":"ReadAction","target":["https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/bridging-the-digital-divide-by-enhancing-effective-digital-finance-usage-among-the-poor-part-1\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/"},{"@type":"ListItem","position":2,"name":"Bridging the digital divide by enhancing effective digital finance usage among the poor | Part 1"}]},{"@type":"WebSite","@id":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#website","url":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/","name":"Griffith Asia Insights","description":"Asia Insights is published by the Griffith Asia Institute. It offers latest commentary on Asia-Pacific affairs and aims to inform and foster academic scholarship, public awareness and considered and responsive policy making.","publisher":{"@id":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-AU"},{"@type":"Organization","@id":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#organization","name":"Griffith Asia Institute","url":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/","logo":{"@type":"ImageObject","inLanguage":"en-AU","@id":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#\/schema\/logo\/image\/","url":"https:\/\/i0.wp.com\/blogs.griffith.edu.au\/asiainsights\/wp-content\/uploads\/sites\/2\/2023\/10\/GU_Griffith-Asia-Institute_rgb_red_horizontal.png?fit=2930%2C308&ssl=1","contentUrl":"https:\/\/i0.wp.com\/blogs.griffith.edu.au\/asiainsights\/wp-content\/uploads\/sites\/2\/2023\/10\/GU_Griffith-Asia-Institute_rgb_red_horizontal.png?fit=2930%2C308&ssl=1","width":2930,"height":308,"caption":"Griffith Asia Institute"},"image":{"@id":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/griffithasiainstitute\/","https:\/\/twitter.com\/GAIGriffith"]},{"@type":"Person","@id":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#\/schema\/person\/8121b8aa336749474cbaca380c03029a","name":"Griffith Asia Institute","image":{"@type":"ImageObject","inLanguage":"en-AU","@id":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/f133de65681da3b20ddbc1917f066f458d355d7dfa1f214b10ff4bd135d5ab6c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f133de65681da3b20ddbc1917f066f458d355d7dfa1f214b10ff4bd135d5ab6c?s=96&d=mm&r=g","caption":"Griffith Asia Institute"},"url":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/author\/gaigriffith-edu-au\/"}]}},"jetpack_featured_media_url":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/wp-content\/uploads\/sites\/2\/2023\/11\/Digital-inclusion-2.jpg","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"jetpack_likes_enabled":true,"featured_image_thumbnail_url":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/wp-content\/uploads\/sites\/2\/2023\/11\/Digital-inclusion-2.jpg","_links":{"self":[{"href":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/wp-json\/wp\/v2\/posts\/10231","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/wp-json\/wp\/v2\/comments?post=10231"}],"version-history":[{"count":0,"href":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/wp-json\/wp\/v2\/posts\/10231\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/wp-json\/wp\/v2\/media\/10234"}],"wp:attachment":[{"href":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/wp-json\/wp\/v2\/media?parent=10231"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/wp-json\/wp\/v2\/categories?post=10231"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testblogs.griffith.edu.au\/asiainsights\/wp-json\/wp\/v2\/tags?post=10231"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}